The Future of Reinsurance

Transform Turbulence into Clarity and Transfer Risk in Real-Time

What is Riskify?

Riskify is a digital marketplace that uses AI and blockchain technology together to create a programmable infrastructure for efficient, real-time risk transfer.

Our platform connects the P&C risk transfer ecosystem—from (re)insurers and brokers to ILS managers and the wider capital markets. The result: increased risk-adjusted returns, reduced catastrophe exposure, and a novel asset class for investors.

See How the Platform Works Read Our Whitepaper

Market Challenges & Solution

Current Challenges

  • Limited liquidity in reinsurance and ILS securities
  • Costly to structure
  • Constrained and static reinsurance supply with heavy capital requirements
  • Lengthy and expensive arbitration processes
  • Massive amounts of unplaced risk

Riskify's Solution

  • Significant increase in the spread of risk at a fraction of the cost of the traditional markets
  • Simplified, standardized structuring
  • Granular and programmatic control over risk exposure
  • Real-time settlements
  • Streamlined dispute resolution
  • Integrated secondary market

How It Works

5 Technology Layers

Riskify interweaves 5 layers of technology to create a seamless, end-to-end risk transfer platform.

🔒

Asset Tokenization

Digitize catastrophe risk into tradeable instruments

🔄

Risk Pooling

Aggregate and manage catastrophe risk exposure programmatically

📤

Transfer Layer

Transfer risk from one party to another

💧

Liquidity Layer

Provide liquidity for real-time trading and settlement

⚖️

Governance Layer

Manage and automate legal and regulatory compliance

Metrics

$571B+ 10-year Uninsured Gap in the US
$199B+ Total Economic Damages in 2024 (US)
$107B+ ILS Market Capacity in 2024
43% Average Protection Gap in the US

Key Benefits

Speed & Efficiency

Complete risk transfer processes in minutes instead of weeks, with automated workflows and instant settlements.

Market Access

Connect with a global network of reinsurance capacity providers through our unified marketplace.

Transparency

Clear pricing, real-time risk assessment, and automated settlements for complete visibility.

Our Technology

  • Advanced Automation: Streamlined processes for risk assessment and transfer
  • Digital Risk Pools: Flexible participation options for risk transfer
  • Intelligent Pricing: AI-powered risk assessment and market-based pricing
  • Secure Infrastructure: Enterprise-grade security and compliance
  • Instant Settlements: Automated payment processing and risk transfer

Token Encoding Framework

Below we demonstrate how different types of tokens are encoded and processed within Riskify. Each node represents a specific token type, with arrows showing how each component is connected to the next. Hover over any node to learn more about its role in the token encoding process.

Development Roadmap

Q4 2023

Foundation Complete

Whitepaper published, initial smart contracts developed, and core team assembled. Data oracles and enforcement mechanisms established.

Q1 2024

MVP Developed

First platform iteration with UI/UX, trained risk pooling models using ConvGNNs, and pilot market maker with PPO-based RL.

Q2 2024

Security & ZKP Integration

Smart contract refinement, proof-of-solvency ZKP circuits implementation, and enhanced security protocols.

Q3 2024

Token Framework

PSCT factory contracts created and audited for earthquake, wind, snow, and fire risk categories.

Q1 2025

Passive Pooling

Advanced pooling mechanism enabling risk abstraction without direct underwriting exposure through PSCTs.

Q1 2026

Testnet Deployment

Platform launches on Arbitrum Sepolia testnet for community testing and feedback collection.

Q2 2026

AI Model Training

AMM and graphical models trained on testnet data for automated pool matchmaking and optimization.

Q1 2027

Pilot Program

Strategic partnership with Florida Citizens and Hurricane Catastrophe Fund for real-world pilot testing.

Q1 2028

Mainnet Launch

Full platform launch on Ethereum mainnet with NAIC Reinsurance Task Force collaboration and regulatory compliance.

Our Team

Cyrus Moazami avatar

Cyrus Moazami

Founder & CEO

Jesse Benedick avatar

Jesse Benedick

Co-Founder & Chief Strategy Officer

Michael Barnett avatar

Michael Barnett

Co-Founder & Chief Sales Officer

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